|

We can design a loan structure as distinctive as your business. Businesses have different borrowing needs, so they shouldn't be limited to cookie-cutter loan options. Your private banker will analyze your financial situation and structure a lending solution specifically to your business requirements.

Accounts Receivable Financing
For those business who want to improve their cash flow, save time and money, and concentrate resources on growth.
Commercial Real Estate Loans
We offer a broad range of fixed and variable-rate loans and terms for the acquisition of commercial real estate, for construction, or to free up equity currently in real estate.
Construction
With a complete line of construction lending products, we offer financing that can keep your project running smoothly for a timely completion.
Letters of Credit
We offer all types of commercial and standby letters of credit.
Lines of Credit
We'll work with you to design a line of credit so you can more easily manage your company's normal cash flow, including financing inventory and receivables.
“California Gold” – Overdraft Line of Credit
For those rare times when an overdraft occurs, this account saves you worry, time, and overdraft fees.
SBA Loans
We work with the Small Business Administration (SBA) to take advantage of all small business loan programs, including:
- SBA 7(a) Guaranty Loan Program
- SBA 503 and 504 Loan Programs
- SBA Export Guaranty Loan Programs
Term Loans
These are typically used to finance purchases of equipment, provide liquidity, or to assist in the acquisition of a business. Since the requirements of these loans can vary greatly, our term loans are customized to meet your specific requirements.
To learn more, please contact us at info@1stprivate.com. Please allow up to 2 business days for a response.
|