

The Bank is not a tax or financial advisor. The information and the interactive calculators are made available to you solely for convenience purposes. Since decisions concerning retirement accounts may have significant legal, tax and estate planning consequences, consultation with your attorney, tax advisor or investment advisor is recommended. The Bank does not provide or take responsibility for this type of advice. Also, the Bank is not responsible for the accuracy of the information and interactive calculators made available to you. All examples are provided for illustrative purposes only and cannot be deemed as any sort of personalized tax or financial advice. Finally, the information and interactive calculators made available to you are not intended or written to be used and cannot be used by you for the purpose of avoiding penalties that may be imposed under the Internal Revenue Code or applicable state or local tax provisions.

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