| Wish to leave assets invested and defer capital gains taxes rather than liquidating for a down payment. |
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Pledged Asset Loan Program |
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| Need a loan for that perfect vacation home or condo and don't have a large down payment. |
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Pledged Asset Loan Program |
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| Hope to move in 5-7 years. |
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Fixed-term ARMs with initial fixed terms of 5 or 7 years. |
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| Want a more predictable 30-year fixed loan. |
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Fixed-term ARMS with initial fixed term of 10 years. |
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| Have steady income, such as a regular salary or fixed retirement income. |
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Fixed-term ARMS with initial fixed terms of 3, 5, 7, and 10 years. |
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| Have variable income or self-employed. |
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No ration loans (no verification of income) OR Stated income loans OR Interest-only payment options. |
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| Need low payments now, but expect income to grow along with your career or expect more future disposable income. |
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Fixed-term ARMS with initial fixed terms of 3, 5, 7, and 10 years.
OR Interest-only payment option for up to 10 years. |
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| Want a contact monthly payment without the worry of having to deal with upward changes in interest rates. |
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Fixed-term Loan Programs; 15, 30, 40 years |
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| Have short-term financing needs. |
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Traditional ARMs such as the 1 month, 6 month or 1 year
OR Interest-only Payment Option. |
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| Wish to purchase a home within a LLC or Corporation. |
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Vesting Title in Entities Program. |
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